Terms of Service
Initiate Coverage
Last updated: February 2026
Acceptance of Terms
By accessing or using the Initiate Coverage application and website at initiatecoverage.com ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
Description of Service
Initiate Coverage is a financial research platform that provides stock analysis, market updates, portfolio tracking, and related tools. The Service is intended for informational and educational purposes only.
Account Registration
To access certain features, you may create an account using your email address or Google Sign-In. You are responsible for:
- Maintaining the confidentiality of your account credentials
- All activity that occurs under your account
- Providing accurate and current account information
- Notifying us promptly of any unauthorized use of your account
Permitted Use
You may use the Service for personal, non-commercial research and informational purposes. You agree not to:
- Redistribute, resell, or republish any content from the Service without permission
- Use automated tools, bots, or scrapers to access the Service
- Attempt to circumvent any security measures or access restrictions
- Use the Service in any way that violates applicable laws or regulations
- Interfere with or disrupt the Service or its infrastructure
Automated Content
The Service uses automated systems to generate stock research reports, market analysis, and other content. You acknowledge and agree that:
- Automated content may contain errors, inaccuracies, or outdated information
- Automated content does not constitute investment advice, financial advice, or a recommendation to buy, sell, or hold any security
- You are solely responsible for any investment decisions you make
- Results may vary for the same query at different times
Financial Disclaimer
Important Notice
Initiate Coverage is not a registered investment advisor, broker-dealer, or financial planner. All content provided through the Service is for informational purposes only and should not be construed as investment advice. Past performance of any security discussed is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Market Data
Market data, stock prices, and financial information displayed in the Service are sourced from third-party providers. While we strive for accuracy, we do not guarantee that such data is complete, accurate, or current. Data may be delayed and should not be relied upon for time-sensitive trading decisions.
Intellectual Property
The Service, including its design, features, and content (excluding third-party data), is owned by Initiate Coverage and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our express written permission.
Limitation of Liability
To the maximum extent permitted by law, Initiate Coverage and its operators shall not be liable for:
- Any investment losses or financial damages resulting from use of the Service
- Any errors or inaccuracies in automated content or market data
- Any interruption, suspension, or termination of the Service
- Any unauthorized access to or alteration of your data
- Any indirect, incidental, special, or consequential damages
Service Availability
We strive to maintain the Service's availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control. We reserve the right to modify, suspend, or discontinue any part of the Service at any time.
Account Termination
We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms of Service. You may delete your account at any time by contacting us at privacy@initiatecoverage.com.
Changes to Terms
We may update these Terms of Service from time to time. When we make changes, we will update the "Last updated" date at the top of this page. Continued use of the Service after changes are posted constitutes your acceptance of the updated terms.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms or the Service shall be resolved in the appropriate courts.
Contact Us
If you have any questions about these Terms of Service, please contact us at:
These terms of service were last updated in February 2026 and are effective immediately.